Cookie Policy
Welcome to Millennials With Money and our website at www.millennialswithmoney.com. This Cookie Policy will provide more information about the cookies and similar technologies we, Millennials With Money OÜ of Tornimäe 3, 10145 Tallinn, Estonia (“Millennials With Money”, “we”, “us”, or “our”), use, as well as information on how to refuse and disable/delete cookies.
If you have any questions about this policy or our data protection practices, please contact us using our Contact Form.
Why do we have a Cookie Policy?
This Cookie Policy sits in line with Estonia`s Electronic Communications Act (“ECA”) and the EU’s Privacy and Electronic Communications Directive (“PECD”). In accordance with them, we need to inform you about the cookies we use and obtain your consent when using certain types of cookies namely Functional, Performance, Analytical and Advertising Cookies.
What are cookies?
Cookies are small files with configuration information that are stored on your device. Cookies can be divided into the following two broad categories:
- Technically necessary cookies (Essential)
Technically necessary cookies are required for our website to function properly; they enable you to navigate our website efficiently and use its functional features. An example of this is, the reminder of recently performed actions (e.g., entered text) when you return to a page within the same session.
- Technically non-essential cookies (Performance, Functional, Analytical, Advertising )
Technically non-essential cookies are not necessary for the proper functioning of our website, but they enable us to improve the content of our website, compile statistics for internal market analysis purposes, provide you with a more personalized online experience or provide additional features.
Performance cookies allow us to count visits and entry pages, which is an important source of information for improving our website. They help us to know which pages are most and least popular and to see how visitors move around the site. All the information these cookies collect is aggregated and is anonymous. If you do not agree to these cookies, we will not know when you have visited our website and will not be able to monitor the performance of our website.
Functional cookies enable the website to offer improved functionality and personalization. They may be set by us or by third parties whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not work properly. Third party service providers may process your information, including personal data, when these cookies are enabled.
Analytical cookies are used by third parties. These cookies allow third parties to recognize that you have visited our website. We and our third-party providers may also combine information obtained from these cookies with Personal Data available from other sources, including data collected about you when you use other websites and data collected about you when you are offline, whether on our website or data maintained by the third-party provider.
Advertising cookies may be set through our website by our advertising partners. They may be used by these companies to profile your interests and show you relevant advertising on other websites. They are based on the unique identification of your browser type and the type of internet device you are using. If you do not allow these cookies, you will receive less targeted advertising.
Within the described categories, different types of cookies are used and these can be subdivided into:
- Session cookies
While you are active on a website, a session cookie is temporarily stored in your computer’s memory, which stores a session identifier, for example, to prevent you from having to log in again each time you change pages. Session cookies are deleted when you log out or lose their validity once their session has automatically expired.
- Permanent or persistent cookies
A persistent or protocol cookie stores a file on your computer for the period of time specified in the expiration date. These cookies allow websites to remember your information and settings the next time you visit. This results in faster and more convenient access, as you do not have to set your language preferences for our portal again, for example. When the expiration date passes, the cookie is automatically deleted when you visit the website that generated it.
- Third-party cookies
Third-party cookies come from providers other than the website operator. For example, they may be used to collect information for advertising, custom content, and web statistics.
Google Analytics
We use Google Analytics based on our legitimate interest and your consent, a web analytics service provided by Google LLC. Google Analytics also uses cookies to enable our website to analyze how users use our website across multiple devices. The information generated by the cookies about your use of our website is transmitted to and stored by Google, including transmission to the United States. The following data is processed through the use of Google Analytics: i) 3 bytes of the IP address of the called system of the website visitor (anonymised IP address), ii) the website called up, iii) the website from which the user reached the accessed page of our website(referrer), iv) the subpages accessed from the website, v) the time spent on the website, and vi) the frequency with which the website is accessed.Google states that it will not associate your IP address with any other data held by Google. The use of this service is based on your consent.
Rank Math
We also use Rank Math provided by One.Com India Private Limited. The Rank Math tool works without cookies and does not collect any personal data. The Rank Math tool triggers other tags, which in turn may collect data. Rank Math does not access this data. If a deactivation has been made at the domain or cookie level, this remains in place for all tracking tags implemented with Rank Math.We commission Rank Math to use this anonymized information to analyze the use of the website and to compile reports on website activity. In doing so, we aim to make our website more attractive and informative for you. The legal basis for this processing is our legitimate interest.
YouTube Videos
We have integrated components from YouTube (Google LLC) The integration requires that YouTube can perceive the IP address of the user. The IP address is required in order to send the video content to the user’s browser. If you click on a YouTube component (video) on our website, your internet browser will be prompted by the component to download a corresponding representation of the component as well as place certain cookies. In this way, YouTube knows which specific sub-pages you have visited. The legal basis for the data processing is our legitimate interest and your consent.
Subject to your consent
We only use optional cookies with your prior consent. If you are visiting our website for the first time, a banner will appear on our website asking for your consent to use optional cookies. If you consent to this, we will store a cookie on your computer and the banner will not be displayed again for the lifetime of the cookie. Thereafter, or if you actively delete this cookie beforehand, the banner will be displayed again the next time you visit our website in order to obtain your consent again. Of course, you can also use our website entirely without cookies. You can configure the use of cookies in your browser settings by following the relevant link Google Chrome, Mozilla Firefox, Flash cookies, Microsoft Internet Explorer and Edge, Opera, Safari at any time or deactivate them completely. However, this may lead to restrictions in the functions or user-friendliness of our offer.
Opting Out
Google Analytics
You can disable tracking by Google Analytics with future effect by downloading and installing the Google Analytics Opt-out Browser Add-on for your current web browser following this link http://tools.google.com/dlpage/gaoptout?hl=en.
General
If you do not wish to participate in our advertising personalization or retargeting/tracking you can object to behavioral advertising at the following websites: Your Online Choices, Digital Advertising Alliance of Canada, Network Advertising Initiative, AdChoices and the European Interactive Digital Advertising Alliance (Europe only).
Links to other websites
Please note that when you use a link from our website to a third-party website, such third-party websites may also set new cookies that are not subject to this policy. In such cases, we recommend that you refer to the cookie policy on the relevant third-party website itself.
Validity and questions
This Cookie Policy was last updated on Sunday, 12th of November, 2023, and is the current and valid version. However, we want to point out that from time to time due to actual or legal changes a revision to this policy may be necessary.
If you have any questions about this policy or our data protection practices, please contact us using our Contact Form.